> For the complete documentation index, see [llms.txt](https://whitepaper.interlinklabs.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.interlinklabs.ai/roadmap/interlink-card.md).

# InterLink Card

### 1. Fast, Simple, Verified Payments

<figure><img src="/files/2kbfEUe96VYkghDljTCi" alt=""><figcaption><p>InterLink Card</p></figcaption></figure>

The InterLink Card is a **VISA®/Mastercard®-powered prepaid debit card** integrated with the InterLink App — designed to give users a simple, transparent, and cost-effective way to spend crypto seamlessly, anytime and anywhere.

With **InterLink Card**, users can make payments at millions of merchants worldwide using their stablecoin balance, while automatically **earning $ITLG**

#### What InterLink Card Offers:

* No conversion fees or monthly/annual charges
* Automatic yield generation on all balances held in the **InterLink account**
* Instant spending capability at global online and offline merchants
* Fully compatible with **Apple Pay, Google Pay, and Alipay** for a smooth checkout experience

### 2. Credential-Enabled

<figure><img src="/files/iGRlzIkkTOcaGxw5NynL" alt=""><figcaption><p>InterLink ID Credentials</p></figcaption></figure>

Privacy-Preserving Identity Meets Real-World Payments

Each InterLink Card is linked not only to a wallet but also to the **user’s verifiable credentials stored in their InterLink ID**. These credentials may include:

* **NFC-enabled Passport**
* **National ID**
* **Driver’s License**
* **KYC Level, Age, or Jurisdiction Tags**

InterLink Card also enables users to connect valid forms of **government-issued ID (e.g. NFC passports)** to their InterLink ID — without exposing personal information to any third party.

At its simplest, a card equipped with **NFC** and connected to a verified InterLink ID can already serve as a **secure and user-friendly payment method** — replacing traditional plastic cards and passwords with tap-and-go access powered by identity.<br>

But beyond ease of use, hese credentials are used to **unlock or restrict payment permissions** depending on context. For example:

* Enable or **restrict cross-border** spending based on passport verification
* Allow **age-restricted** purchases only if ID is linked
* With face and passport verification qualifies as **KYC/AML**-ready for most payment use cases.
* Future use: automate spending tiers, discounts, or access based on verified status

The result is a payment card that adapts to your real-world identity, while keeping your personal information private and under your control.

### 3. Revenue Potential

#### 3.1. Explosive User Growth

Since launch, InterLink has demonstrated one of the fastest real-user onboarding rates in Web3 history:

* **400,000+ face-verified users** within the first 30 days
* Sustained growth rate of **10%–20% daily**
* Projected to reach **10 million verified users** by year-end 2025
* Community-driven mining and KYC incentives fueling adoption across Southeast Asia, LATAM, and Africa
* Users can purchase InterLink Cards to **unlock enhanced mining capabilities** and maximize $ITLG rewards

#### 3.2. Card Revenue Potential

The InterLink Card transforms identity into real-world financial utility — enabling verified users to transact, earn, and unlock benefits across borders. What makes this model powerful is user behavior: **InterLink users are highly motivated to purchase the card and transact regularly in order to accelerate their $ITLG earnings** — turning every payment into progress. This built-in incentive loop drives loyalty, daily activity, and sustainable revenue at scale.

#### A. Revenue from Transactions

Each cardholder generates consistent fee-based revenue through real-world payments:

| Metric                           | Estimate (Conservative) |
| -------------------------------- | ----------------------- |
| Cardholders (by end of 2025)     | 3,000,000               |
| Avg. transactions per user/month | 10                      |
| Avg. value per transaction       | $10                     |
| Total monthly transaction volume | $300,000,000            |
| Fee (\~1.5%)                     | $4,500,000              |

Estimated annual revenue from transaction fees alone: $36M–$72M/year, with additional upside from premium user tiers, merchant partnerships, and tokenized incentives. Most of this revenue will be given back to the community.

#### B. Revenue from Card Sales

InterLink Cards are offered as both virtual and physical options, priced between $10 and $50 depending on tier and region. These cards unlock mining access, UBI rewards, and real-world spending capabilities.

| Metric                                                   | Estimate (Conservative) |
| -------------------------------------------------------- | ----------------------- |
| Expected card adoption (by end of 2025) (from 10M users) | 3,000,000               |
| Avg. card price                                          | $30                     |
| Total revenue/ year                                      | $90,000,000             |

Estimate revenue $65M–$120M+ annually, depending on adoption rates, card pricing tiers, and transaction activity.